VisionPLUS®

  • VisionPLUS® is a leading cards processing solution from First Data that was originally developed for credit cards processing. VisionPLUS® provides end-to-end solution for cards processing across the globe for various multinational banks and financial institutions.
  • The product is now enhanced to support a variety of cards and lending solutions such as:
    1. Debit, credit, prepaid, corporate, fuel and retail cards
    2. Secured loans (second/third charge, auto finance, asset linked)
    3. Unsecured loans (personal, retail/POS finance/installment, revolving)
  • Attra is one of the major suppliers of VisionPLUS® services across the globe. Attra has a track record of delivering large engagements for VisionPLUS® installations, upgrade, conversions, testing, enhancements maintenance and application support. The experience spans the entire gamut of development, testing, deployment and maintenance lifecycle.
Attra’s VisionPLUS® Journey
Attra was incorporated in Melbourne, Australia as a high end consulting firm. The core expertise within Attra during inception was on mainframe technology. Cards & payments industry during this period in the region widely used mainframe. Attra has been associated with VisionPLUS® related work during its formative years in Australia. Leading global & regional banks use VisionPLUS® in Australia and Attra has built strong capability on the application.
Attra started working on a consulting mode by deploying resources to meet the VisionPLUS® requirements in the region. With its offshore center established in 2005 in Bangalore, India, Attra built the scale required for servicing by large financial institutions. Attra championed the concept of best shoring providing the high end skills required from its Australia premises and the required scale from the offshore model. Attra has successfully built the expertise in its offshore unit with well defined skill development program. Driven by a simple principle of making a delivery happen irrespective of the odds and having a strong domain focus, Attra over a number of years has executed a number of engagements from its offshore centre.
VisionPLUS® Module Expertise
Attra’s expertise spans across all modules of VisionPLUS® including
  • Credit Decision Management (CDM) – Credit application processing and account opening
    Credit Management System (CMS) – Account credit processing module
    Collections Tracking Analysis (CTA) – Delinquent accounts collections and tracking module
  • Account Services Management (ASM) – Customer services module
    Financial Authorization System (FAS) – Financial transactions authorizations module
    Letters tracking System (LTS) – Letter generation module
    Security Sub System (SSC & WSS) – User access control module
    Interchange Tracking System (ITS) – Dispute tracking module
    Transaction Management System (TRAMS) – Front-end processor for batched transactions
    Merchant BankCard System (MBS) – Merchant acquiring system
    VisionPLUS® Messaging eXchange (VMx) –XML messaging gateway to VisionPLUS®
    Hierarchy company system (HCS) – Supports commercial card clients
    Loyalty Management System (LMS) – Managing of loyalty points based on transactions done
    Key Management System (KMS) – Key generation and maintenance
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VisionPLUS® Interfaces
Attra has worked extensively worked towards integrating a number of surrounding applications, core banking systems, switching applications and so on to VisionPLUS® . Some standard products that Attra has experience in integrating to VisionPLUS® are
  • Falcon® (Fraud Manager) : Fraud monitoring from Fair Issac for detecting payment card fraud. It is used for exposing fraudulent transactions like transactions on lost, stolen, counterfeit cards etc. The software is aimed at reducing fraud at the point-of-sale itself. Falcon® fraud manager consists of advanced DB technology, statistical algorithms, expert system and an intelligent neural network proprietary of Fair Issac.
  • TRIAD® : adaptive control system is credit risk management software which has an integrated set of solutions for expert strategy, predictive analysis, decision-making and a powerful engine to automate the account management decisions.
  • NBSM® :(New Business Strategy Manager): An advanced strategy management software from Experian with predictive analysis and expertise to automate and control new business decisioning.
  • PROBE® : A portfolio management system to assist clients in driving their strategies. It combines data management, scorecards and strategies to drive customer management. It calculates unique set of decisioning variables used in the scoring and strategies based on the data from other account management systems and historical data. It is also used in maintain and drive the collection strategies.
  • Postilion® : An open-systems payments solution which offers secure software to process transactions on behalf of financial institutions, merchants and retailers. It offers support for a variety of card types including EMV and also supports multiple currencies, cross-border acquiring and switching.
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Specialized Skills
Attra has executed a number of engagements on VisionPLUS® and has built specific skills around
Why Attra?
Attra has got large pool of VisionPLUS® professionals with various skill levels across various modules and spread across various geographies
  • Has been executing VisionPLUS® projects for the past 15 years
  • Executed more than 700 projects of various sizes
  • Clientele includes leading global banks and financial institutions in various geographies
  • Engagement models which can fit into the customer requirements
  • Ability & accessibility to VisionPLUS® resources and ramp up teams within in short period
  • Well structured and proven project execution and project management methodologies
  • Well defined standards, processes and templates
  • Optimum timelines as per the customer requirements and the objective is always “customer first”
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For any of the VisionPLUS® project, Attra’s methodology developed with deep expertise in the application, addresses specific areas within individual projects.
 
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