PowerCARD, a flagship product of Hightech Payment Systems (HPS) is a modular software solution that automates the processing and settlement of electronic payment transactions. PowerCARD allows the setup and management of a scheme by managing the whole transaction cycle covering authorizations, presentment, disputes and the related clearing & settlement between members.

HPS PowerCARD operates both in Dual and Single Message mode. It automates many of the crucial functions associated with payment in an interoperable eco-system. The solution provides automatic reconciliation functions and configurable clearing account definition, fee processing, funds movement and posting file settings.
Attra has executed significant projects in and around the PowerCARD that includes and is not limited to end to end managed services for PowerCARD new product setup and launch, Migration for Active/Passive to Active/Active environment, Project Management Services, Testing services for implementation of card schemes, EMV Compliance certification etc.

Attra has gained significant expertise in the various modules of PowerCARD covering both the issuing and acquiring aspects,

  • PowerBASE
  • PowerATM
  • PowerPOS
  • PowerCARD– Batches
  • PowerCARD– Parameters
  • PowerCARD– Administration
  • PowerKEY
  • PowerCARD– WebPublisher

Attra offers services on all releases of HPS PowerCARD, covering the following functional areas within the end-to-end card life cycle,

  • Parameter Setup & Management
  • Application Processing
  • Authorization Processing
  • Transaction Routing
  • Transaction Processing
  • Accounting and Reconciliation
  • E-commerce DHI Integration
  • EDC Module
  • EOD / Batch Processing

Attra can offer services in and around the following major areas that financial institutions particularly need assistance on,

  • New PowerCARD Implementations
  • To & From PowerCARD Portfolio Migration
  • PowerCARD Upgrade (Active/Passive to Active/Active or version upgrade)
  • PowerCARD configuration management

Attra’s professional services span across the following verticals for PowerCARD,

  • Project Management services
    End to End project management with the ability to manage internal and external stakeholders, manage project milestones, generate reports & metrics, monitoring & control & periodic risk assessment.
  • Business Analysis and Consultancy services
    Provision of services such as requirement gathering, gap analysis, solution crafting, effort estimation, coordination with third parties and product vendor.
  • Testing services
    End to end execution of independent testing services aimed at performing System Integration Testing, User Acceptance Testing and Performance Testing. The service includes development of test strategy, test plans, execution of scripts and post implementation verification. The testing may be managed using any test management tools that Attra can configure and utilize for the test execution and reporting.
  • Certification services
    Planning and execution of test scripts for Certification of an institution as an acquirer or issuer on the PowerCARD platform.

To know more about Attra’s offerings, please write to us at